About How It Works FAQs
By invitation only

Hello there! Welcome to ShopLite!

To help you understand the entire process, here's an overview on how ShopLite works.
You can also visit our FAQs page if you have any additional queries.

  1. 1. Choose a Product & Plan

    Browse through our online store for the latest gadgets and travel & leisure offers. See something you like? Select that item and choose an installment plan that suits your budget.

  2. 2. Apply for an Installment

    Fill out our online application form with your personal and work information and upload a soft copy of one (1) valid government-issued ID and one (1) valid proof of current employment.

    Don’t worry! All the information that you provide will be used for credit assessment purposes only and will be kept strictly confidential.

    ShopLite Personal & Work Information

    We'll review your application, cross-check your information, and give you feedback via email and SMS in as little as 15 minutes.

  3. 3. Receive Your Item
    and Pay Later

    Congratulations! Once your item's availability is confirmed, it will be delivered to you in 1-2 business days. You will receive an email notification 1 day prior to delivery. No downpayment required!

  4. Track Your Credit Health

    With your personal dashboard you can easily track the status of your credit health and learn how you can maintain or improve it. You'll also find the progress of your application and the tracker of your first and succeeding payments. This way you can keep up with due dates and pending payments so you can avoid penalties, late payment charges, and decline in credit health.

    Make sure to check on your dashboard regularly so you can easily build your excellent credit history!

No Downpayments

Enjoy your item now and pay later!

No Hidden Charges

All the prices you see here are final.

No Annual or Processing Fees

Besides your monthly installments, there are no unnecessary fees to worry about.

Low Monthly Interest Rates

ShopLite offers installment plans with a fixed 2.5% monthly interest rate — lower than what all credit providers offer!

Minimal documents required

You don't have to worry about preparing a number of requirements, all you need is your
valid government-issued ID and proof of current employment.

Higher chances of getting approved

When it comes to our applicants, we do not play favorites. Just as long as you’re at least 18 and been working in a reputable company for at least 6 months, you are eligible for an installment plan.

Flexible 3, 6, 9-Month
Payment Terms

You decide the terms of your installment plan —
whichever is the most convenient for your lifestyle and budget.

Let's shop?

ShopLite offers flexible, hassle-free installment plans designed for your lifestyle and budget.


Get started with your ShopLite